American Financial Service's Negotiation process has been tested and developed over years of experience by our team of professionals in the field of finance and credit card debt. Our professionals are highly skilled in each of their fields of expertise.

Through the established relationships that we have with the creditors and financial institutions, we are often able to successfully negotiate the debts of our clients at a substantial discount. Creditors are often willing to negotiate a debt with American Financial, on behalf of our clients, with the understanding that the settled amount will be paid in a timely manner.

Furthermore, creditors are often looking to avoid the ineffective and costly efforts of an outside collection company. American continues to develop our relationships with creditors throughout the country, and we always maintain a very professional and cooperative relationship with the creditors in order to reach the most favorable settlement offer for our clients. We work directly, and 100% for you.

Debt settlement is a legitimate way of solving your problem without the need for bankruptcy. Our representatives work each case individually to determine your eligibility and then, if you qualify, they will establish a program that allows repayment of the debt through affordable monthly payments.

For more information, complete the brief information form on the left side of this page. An American representative will contact you to discuss how to get started today. There is no cost or obligation.

• To use our unrivalled experience and unique Debt Negotiation Process to get our Clients back on their financial feet as soon as possible
• To ensure that our Customer Service continues to be rated #1 in the industry
• To be the best Debt Relief and Debt Assistance organization in America
• To keep the character of our business intact - real people will always be available to speak with our clients about their issues
• To help you on the path to financial freedom, living as stress free and comfortable as possible
• To provide the highest quality of service and support at all times